Allan Wallace

Taking A Look Into The Future: How Your Choice In Auto Insurance Providers Could Impact Your Future Insurance Costs

Insurance Blog

While it is important to keep your current budget in mind when choosing an auto insurance provider, you may also want to take a moment to look a bit further into the future as well. In many cases you may find that the provider who is offering the lowest current premium on your policy is not the same provider who will save you the most money over the long term. This is because many auto insurance providers offer discounts and other money-saving opportunities that require you to be insured by their company for a certain period of time before you can begin enjoying these savings.

26 October 2021

Considerations To Keep In Mind When Picking A Health Insurance Plan For The First Time

Insurance Blog

As a young adult, you might have spent your entire life on your parents' health insurance plan, but now it's time to leave the nest and perhaps you need to seek out your own heath insurance provider. This could be especially necessary if your employer does not offer sufficient coverage or if you are in a line of work where health coverage is not typically provided by employers. If you will have to seek out your own health insurance plan for the first time as a young adult, here are some tips to keep in mind.

26 October 2021

Take These Actions When Seeking Cheap Auto Insurance

Insurance Blog

Every car owner wants to get affordable auto insurance. Some individuals expect their rates to be higher than others due to their years of experience driving or driving mistakes. That said, it is possible to obtain cheap auto insurance. However, it may take some time to find a good match. The following points identify a few proactive steps you can take to find cheap car insurance.  Compare Quotes On your search for car insurance, you will find out that auto insurance companies differ even though they offer most of the same services.

14 September 2021

You Don't Have To Sacrifice Quality Coverage To Save Money On Your Home Insurance Policy

Insurance Blog

Unfortunately, many people think that the only way to really save money on their homeowners' insurance policies is to slash the coverage their policies provide. While choosing a policy that offers lower coverage limits is sure to result in lower monthly premiums, taking this drastic step to save a few dollars in the short term can ultimately end up costing you a ton of cash in the future if you find yourself needing to file a claim against your policy.

9 August 2021

The Most Compelling Reasons To Invest In Group Health Insurance

Insurance Blog

Medical bills can be expensive to pay out of your own pocket. They can quickly put you into serious debt that you cannot pay off in a reasonable amount of time. However, you can keep your medical expenses under control if you invest in a policy that will pay for most or all of them. You can save money on that policy and get a variety of covered services by purchasing group health insurance from your employer.

13 July 2021

Common Factors That Lead to Homeowner's Insurance Claim Denials

Insurance Blog

Homeowners invest in home insurance policies to have protection when they need it. So, when a homeowner submits a claim and it is denied, it is not a good feeling. More often than not, it is possible to avoid this sort of scenario. Learn more about what claims typically get rejected, so that you can avoid this outcome. Outdated Policy You should have a great relationship with your insurance company, but it does not mean that it must be long-term.

14 June 2021

Four Tips On How To Minimize Your Car Insurance Premiums

Insurance Blog

The amount of money you pay every month towards your car insurance premiums is not set in stone. Thus, there are several ways you can reduce your car insurance premiums to allow you to save a bit of money every month. Here are four of the most efficient ways to get a car insurance company to minimize your premiums. Ask For a Higher Deductible A deductible is the amount of money you pay towards a claim before the insurance company takes over the rest of the costs.

11 May 2021

High Auto Insurance Premiums: Do You Know The Factors Involved?

Insurance Blog

Buying and keeping an active auto insurance policy isn't just a good idea — it's a legally mandatory part of life. Even if you wish to save money each month on your premium payments by skipping the comprehensive portions of an auto policy, you're still legally required to purchase a liability policy. Since a bare-bones liability policy is mandatory, you're probably looking for ways to save money on this fixed monthly expense.

5 April 2021

3 Factors To Consider When Choosing An Auto Insurance Policy

Insurance Blog

Purchasing an auto insurance policy is an essential and legal requirement to drive any vehicle. Failure to have the right insurance coverage can be devastating in the event of a serious accident on the road. You need the ideal liability amounts to ensure that you are protected and compensated for damages, medical bills, or lost wages. To choose the best auto insurance plan, it's important to keep the following three factors at the top of your mind as you make your decision.

4 March 2021

How To Get The Most Affordable Car Insurance Coverage

Insurance Blog

If you have ever been in a car accident and had to pay a lot of money for damages, you likely have a keen understanding of just how important it is to have insurance protection. Auto repairs can range well into the thousands, and just knowing you don't have to come up with all of the money on your own can be comforting. However, vehicle coverage isn't always your most budget-friendly expense, especially if you've been in multiple collisions or happen to have an expensive ride.

1 February 2021