If you are starting your own business and have decided to work out of your home, then you have to ensure that you have some insurance coverage. Your home policy isn't likely to give you the protection you need. These policies are not designed to cover business claims and losses, so you'll have to find a way to cover your gaps here. While some home insurers allow you to add extra coverage, known as endorsements, to give you some business protection, you should consider taking out a home-based small business policy instead.
8 September 2022
As a professional truck driver, you are aware you need truck insurance. This insurance falls under the commercial category of many insurance agencies. Depending on your truck driving status, you may fall under different insurance plans and coverages. For example, someone who is an independent operator may have different options than a driver who is an employee of a specific company. If you are an independent operator, here are some of the options available to you for your commercial truck insurance.
5 August 2022
Choosing from reputable insurance agencies is essential when looking for commercial insurance cover. Most of the best insurance providers will give you cover over the necessary and affordable types of risks that your business will require. Here are some cover technicalities you should look out for. 1. Products Before settling for a contract, the insurance agent will ask for a detailed list of the business assets you rely on for operations.
23 June 2022
Car insurance quotes consist of much more than just how much you pay. They include all sorts of details that stipulate what protections are and aren't provided, and some of those details are invariably written in technical jargon. As you compare different car insurance quotes, here are some important terms to know. Coverage: General Type of Protection The protections that car insurance policies are called "coverages," and policies generally provide the same broad coverage.
11 May 2022
If you're a physician that treats patients on any level, there is a risk of being sued by patients because of alleged medical malpractice. That's why medical malpractice insurance exists and your practice will certainly need it for the following reasons. Security Blanket When Honest Mistakes are Made Even if you've dedicated your entire life to medicine and are highly skilled in a particular field, you can still make mistakes. It's going to happen to every physician at some point.
28 March 2022
When requesting an auto insurance quote, you will be presented with a wide variety of coverage options. Deciding to accept or decline each of these different options will not only impact the cost of your policy but will also have a significant impact on how much protection you have in the event of an accident. Consequently, it is important for you to understand exactly what type of coverage each of these options offers so that you can choose the coverage options that are right for you.
24 February 2022
If you transport people, equipment, or bulk cargo, you need more protection than a standard business auto insurance offers because higher risks are involved. Commercial transport insurance is suited for buses, commercial trucks, and specialty vehicles like dumpster trucks. This type of insurance has all the protection of ‌standard business auto insurance, plus shielding for risks unique to bigger transport vehicles, e.g., trailer damage. If you own a shipping and logistics business, it is highly desirable to have the protection of this kind of insurance.
13 January 2022
