From Fur Babies to Fire Hydrants: Your Home Insurance Premiums

When I got my kids a dog, I had no idea that it could affect my homeowners insurance. I happened to run into my insurance agent in the store when I was buying dog food and he asked me what kind of dog we had. When I told him, he said I should stop in the office the next day. I had no idea that things like this could affect premiums, so I started asking what else could do it as well. I created this site to help others understand some of the finer points of homeowners insurance and what they should think about to manage their rates.

Three Tips On Dealing With A Public Adjuster

Insurance Blog

If you have a dispute on any sort of insurance claim, you need to be sure that you hire the help of a public adjuster. Adjusters will go through the details of your claim so that they can counter offer you a much better payout. When you have never hired a public adjuster before, it can be difficult to know what to do. Start out by using the following guidelines in order to get the most out of this hiring process:

Learn why hiring a public adjuster is so necessary

When you are interested in hiring a public adjuster, it is very important that you learn the most you can about the work that they offer. By having the care of a professional firm, you can count on your claim to be taken seriously if you have a dispute with the insurance company. Hiring these professionals is a great idea for a lot of reasons. For example, public adjusters can take over the heavy lifting and will allow you to reduce your stress in the process. By reaching out to a public adjuster, you can also expect to have a quicker payout than you otherwise would.

Search for the right public adjuster

Once you are ready to reach out to public adjusters, make sure you know which questions to ask them. After verifying their license and making sure that it is current, sit down with the company and find out which specific adjuster will be handling your claim from start to finish. Get in touch with some licensed adjusters that can provide their experience and skill level to handle your claim. You can also ask for some referrals to learn which public adjuster companies are the most qualified to handle the type of claim you have on hand.

Shop for the most affordable fees

You need to make sure that you do your best to hire a public adjuster that is affordable to you. These professionals will usually charge somewhere between 10% and 20% of the insurance payout. Always consider the fee that they are charging with the level of work that they are having to provide for you. By getting the assistance of an adjuster with a price point that is affordable, you will be able to have backing during an insurance dispute.

Utilize these three tips in order to get the work that you need from a public adjuster.


9 July 2017