4 Tips To Save On Commercial Trucking Insurance

Insurance Blog

Whether you own a small fleet of trucks as part of your business or you are simply an owner-operator of a freight truck, getting the best deal on your commercial truck insurance is a vital component of managing your operation costs. The following can help you get the lowest rate for your truck coverage. Tip #1: Clean up the driving record  A clean driving record, both personal and professional, is the first key to securing the lowest rates.

13 December 2018

Why You Should Never Be in a Car Accident as an Uninsured Motorist

Insurance Blog

If there is one thing you should never do as a motorist, it is to drive without insurance coverage. Imagine driving without insurance and getting involved in an accident. Here are some of the consequences you may suffer if you cause an accident without insurance coverage. You Are Likely to Face Monetary Fine Most states have monetary fines for drivers caught driving without auto insurance coverage. Several factors will determine how much you have to pay in such a case.

29 October 2018

Insurance Coverage for Your Handyman Job

Insurance Blog

As a handyman, you are exposed to multiple business risks like other small businesses. For example, your business may be sued for causing injuries to third parties or you may lose your work tools in an accident. Here are some of the types of business insurance coverage you may need to protect yourself from such risks: Commercial Auto Insurance If you are currently relying on your private auto insurance when responding to client calls, then you should know that you are doing yourself a disservice.

19 September 2018

Why You May Need More Coverage For Your Firearms

Insurance Blog

If you are considering purchasing a firearm, you should also consider revisiting your home insurance policy. You will want coverage for personal property, and you may also want to consider coverage for liability. You Don't Have To Do Anything You will not have to tell your homeowner's insurance policy that you own a gun unless you need more coverage. If the homeowner's insurance company knows that you own a firearm, this is unlikely to affect your rates.

22 July 2018

4 Personal Factors That Impacts Quotes For Your Auto Insurance

Insurance Blog

Taking time to lower your monthly expenses is sure to be something you'll want to do. One of the most costly items you will need to pay consistently is coverage for your vehicles. Of course, the more you own, the higher these costs may be. Keep in mind many personal factors will impact how much you pay annually and knowing what these are may be helpful to you. Factor #1:  Age

3 June 2018

Been In A Car Accident? How To Avoid Problems With Your Auto Insurance

Insurance Blog

If you've been in a car accident, you'll need to take steps to avoid potential problems with your insurance. You might not realize this, but what you do after an accident has a direct impact on how your claim is handled. Here are four steps that will help you avoid problems with your insurance company after an accident. Don't Let Your Policy Lapse Your life can become quite stressful after a car accident, especially if you've sustained injuries, or your car has been totaled.

13 April 2018

Buying A Motorbike? Here's What To Look For When Choosing An Insurance Policy

Insurance Blog

Now that the time has come to purchase a motorbike, you are probably preparing to purchase an insurance policy for it. Here are a few features to look for when comparing your options: Coverage for Custom Add-ons If you plan to install one or more custom accessories on your new motorcycle, it's a good idea to look for an insurance policy that offers coverage for those things. Whether you're installing an expensive set of saddlebags, a backup camera, or a new custom seat, make sure that you are able to get extra coverage for the items so you don't end up having to replace them out of pocket if you get into an accident or if your motorcycle is stolen or vandalized.

4 March 2018

How To Avoid Car Smash And Grab Thefts

Insurance Blog

Anytime you want to park in a public place, don't forget that your car is a target for smash-and-grab thieves. These are people who don't have the intention of stealing your car, but rather your personal items in the car. Here are some tips for preventing smash-and-grab thefts: Lock All Openings on the Car Most people love easy work, and criminals are no exception. Therefore, make it difficult for them to steal your valuables by locking the car.

24 January 2018