When I got my kids a dog, I had no idea that it could affect my homeowners insurance. I happened to run into my insurance agent in the store when I was buying dog food and he asked me what kind of dog we had. When I told him, he said I should stop in the office the next day. I had no idea that things like this could affect premiums, so I started asking what else could do it as well. I created this site to help others understand some of the finer points of homeowners insurance and what they should think about to manage their rates.
Having your vehicles insured is the law, so you don't have a choice whether or not to have them covered by an insurance provider. But, you do have a choice in what types of plans to invest in and how each of your vehicles should be covered overall. For instance, you can choose to cover all your cars under one policy if you want. Here are a few good reasons to consider doing so:
You'll Save Some Money
One of the best reasons to consider covering all your household vehicles under one plan is to save some money as time goes on. Most insurance companies offer a small discount for each vehicle you include in your plan after the initial one, so the more cars you cover the more you can save. You may even be able to include your motorcycle in your insurance plan for an additional discount.
You'll Know What to Expect
Because all you have to do is understand the specifics of one type of insurance policy when covering all your vehicles under the same plan, you will get to know the ins-and-outs of everything from deductibles to making claims pretty quickly. This way, you'll know exactly what to expect and how to take action if any of your vehicles is into an accident at some point in the future.
You'll Enjoy Easy Bill Management
You will only have to manage one bill for your vehicle insurance when all your rides are included in the same plan, which should make budgeting and bill management super easy to stay on top of as the years pass. And with the availability of virtual billing, you can take care of your insurance payments with just a click or two of the mouse.
You'll Maintain a Trusting Relationship
You will get to work with the same auto insurance representative when it comes to making claims or working out details for coverage on any one of your vehicles, which makes it easy to create and maintain a trusting relationship that you can count on when you're in need of assistance or guidance.
You can count on your representative to understand your specific needs and take action based on those needs instead of deciding what's best for you themselves.
For these reasons and more, it's worth the time and effort to talk to your insurance provider about getting each of your household's vehicles covered under the same plan if possible.
Share8 August 2017
